Terms of Use

Last updated: 21 July 2026

1. About this website

This website is operated by Epsom Finance Limited. By accessing or using the site you agree to these Terms of Use. If you do not agree, please do not use the site.

2. Not personalised advice

Information on this website is general in nature and is not a personalised financial recommendation. It does not take account of your particular objectives, situation or needs. You should seek advice tailored to your circumstances before acting on anything you read here.

3. Accuracy

We take reasonable care to make sure information on the site is accurate at the time of publication, but interest rates, lender policies and regulatory settings change. We give no warranty that the content is complete, current or error-free.

4. Third-party links

The site may link to third-party websites for convenience. We are not responsible for the content, products or privacy practices of those sites.

5. Intellectual property

All content on this site, including text, graphics and logos, is owned by or licensed to Epsom Finance Limited and is protected by copyright. You may view and print pages for personal, non-commercial use only.

6. Limitation of liability

To the fullest extent permitted by law, Epsom Finance Limited is not liable for any loss or damage arising from your use of, or inability to use, this website.

7. Governing law

These terms are governed by the laws of New Zealand.